iStock 2195427832 | Anglican Financial Care

Ngā taumata huamoni me ngā utu.

Interest rates and fees.

At Anglican Financial Care we offer a range of mortgage interest rates tailored to different groups.

He aha ngā taumata huamoni?

What are the interest rates?

Standard rates.

Standard RatesRate
Floating Rate5.85%
Fixed for 1 Year4.40%
Fixed for 2 Years4.45%
Fixed for 3 Years4.75%
Fixed for 5 Years5.10%

Standard rates are available to Anglican clergy, clergy widow/ers, employees of Church organisations, members of Christian KiwiSaver Scheme, The Retire Fund, and the Baptist Union Superannuation Scheme.

These rates were set on 12/11/25 and are subject to change without notice.

Concessionary rates.

Concessionary rates are only available to retired Anglican clergy or clergy widow/ers who live in the property which has an Anglican Financial Care mortgage.

Concessionary RatesRate
Floating Rate5.25%
Fixed for 1 Year3.95%
Fixed for 2 Years4.00%
Fixed for 3 Years4.25%
Fixed for 5 Years4.60%

Parishioner rates.

Parishioner RatesRate
Floating Rate6.00%
Fixed for 1 Year4.95%
Fixed for 2 Years5.00%
Fixed for 3 Years5.25%
Fixed for 5 Years5.55%

Parishioner rates are the rates set for all other Anglican Financial Care mortgages where the client(s) do not qualify for the rates above.

If you are unsure which rate you qualify to receive, please contact us.

Ngā utu me ngā raruraru.

Fees and costs.

Different fees and costs will apply depending on the type of loan you are applying for.

You can see a copy of our latest fees in our Mortgage Fees and Costs Guide here.

Tātaitai utu anō.

Repayment calculator.

To help work out your repayments and see how long you may take to repay your mortgage, try our mortgage calculator.

Me tono i tēnei rā tonu.

Apply today

Find out what you may be eligible to borrow.