Whether you prefer a conservative, balanced or growth-focused approach, our range of funds in Christian KiwiSaver Scheme are designed to suit your needs. Behind each option is an active, thoughtful investment strategy backed by deep experience and an ethical mindset.
Choosing a fund is simple. Nurturing it with care, insight, and responsibility is where our work truly begins.
Our Ethical Investment Policy reflects the Christian values that guide our broader investment philosophy, alongside an ethical screening process that is applied to selected investments within our portfolio.
Our focus is on turning our members’ savings into wealth. The scheme is well-diversified across more than 200 investments, including both local and global assets. This diversification helps your money work hard towards achieving your investment goals, while managing the ups and downs of the markets.
Deciding which Fund to choose depends on how long you plan to invest and how comfortable you are with risk. Explore our Fund options below to make your choice.
The Growth Fund suits investors with a long-term mindset who understand that growth comes with some volatility. It targets investments like shares, and also private equity and forestry, that can increase in value over time, though their prices may move up and down in the short term. If you’re willing to stay invested and look beyond short-term changes, the Growth Fund offers the potential for medium to high returns over a long term investment time frame.
The Balanced Fund is designed for investors who want a mix of growth and income over the long term. It spreads investments across assets like shares, private equity and forestry, and income assets like cash, fixed interest and mortgages. This Fund aims to reduce the impact of market ups and downs compared to the Growth Fund. If you’re looking for a well-diversified approach and are prepared to stay invested over time, this Fund may suit your investment goals.
The Income Fund is designed for investors who prefer low risk and feel uneasy investing in growth assets like shares, or who are nearing retirement and may not have time to withstand market fluctuations. It offers a more cautious approach, prioritising capital preservation while still aiming for modest returns.
With Christian KiwiSaver Scheme, you can invest your savings in one fund or spread them across a combination of funds. For example, you might choose to put some of your money in the Growth Fund and some in the Balanced Fund.
If your goals or circumstances change, it’s easy to switch between funds at any time.
Choosing the right fund depends on your personal goals, investment timeframe, and comfort with risk. Everyone’s situation is different, so we don’t recommend a specific fund for you. Instead, we encourage you to consider how much risk you’re comfortable with and how long you plan to invest. To help you explore your preferences, try our Risk Calculator. It’s a useful tool to better understand your risk tolerance and support your own decision-making.
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Join Christian KiwiSaver Scheme today and start growing your savings with purpose. It’s easy to sign up and be aligned with your values.
