At Anglican Financial Care, we’re here to support you through every step. Whether you’re buying your first home or refinancing your current one, discover more about how the process works below.
Step 1: Submit your application Download the application form and email it to admin@angfincare.nz along with your supporting documents. Use our guide to help complete the form.
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Step 2: We review your application – Our mortgage team will acknowledge receipt, assess your application, and may request further details. You’ll be notified of approval or rejection, with feedback provided if the application is declined.
Step 3: Find a home – We recommend securing pre-approval before house hunting. It helps clarify your borrowing capacity and makes the buying process smoother. You can also apply for your KiwiSaver First Home withdrawal at this stage. Contact your KiwiSaver provider.
Step 4: Legal preparation – You’ll need a lawyer to assist with the purchase. Our lawyers will work with yours to manage the process. It’s best to speak with a lawyer early so you understand your rights.
Step 5: Settlement day – Once everything is in place, we’ll transfer the loan amount to your lawyer’s trust account. After settlement, you receive the keys to your new or next home.
Step 1: Submit your application Download the application form and email it to admin@angfincare.nz along with your supporting documents. Use our guide to help complete the form.
Include:
Step 2: We review your application – Our mortgage team will acknowledge receipt, assess your application, and may request further details. You’ll be notified of approval or rejection, with feedback provided if the application is declined.
Step 3: Speak to your current lender – Now is the time to speak to your current lender and tell them you are moving your mortgage to AFC. Once you know the settlement date for the changeover, let us know. It is advisable to allow at least 10 working days for the process.
Step 4: Legal preparation – You’ll need a lawyer to assist with the refinance. Our lawyers will work with yours to manage the process.
Step 5: Settlement day – Once everything is in place, the loan will be transferred over to AFC and we will repay the debt with your current lender. The debt with them will be discharged at the same time.
We provide mortgages to people who are: purchasing a new home or land, building a new home, refinancing their mortgage from another lender, or making a transition to a retirement village. Conditions may apply and we recommend you ask for a pre-approval before you commit to buying.
We have three different rates, to support our members: standard, concessionary and Parishioner rates.
Our aim is to be as transparent as possible with our rates and fees.
We have a full list of our rates, along with our fees here.
