Christian KiwiSaver Scheme aligns its investment activity with Christian values.
Bringing Investment Knowhow to the Christian community. Anglican Financial Care has over 50 years of experience in turning members’ savings into wealth. Our Christian KiwiSaver Scheme is designed for people who want to take control of their financial future.
As Christians, we recognise that the world is a work in progress under God’s grace, and no company is without fault. Still, we seek to reflect our faith by investing in companies that are making a genuine effort to do more good than harm, balancing all this with our fiduciary obligation to maximise returns to our scheme members.
We place a high priority on diversification and capital preservation. Our belief is that it’s not just superior investment performance that is important, but superior performance while managing risk and endeavouring to avoid losses.
With over 200 investments across our funds made up of local and global assets, our funds are diversified and working hard for your investment goals. We take a long-term thoughtful approach to the issues in our world, as we seek the best returns for our members through decisions guided by Christian principles.
Returns are calculated and allocated to member accounts quarterly.
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To learn more about each Fund, click on the links below. To view the latest Fund Updates for these funds click here.
The Growth Fund is designed to deliver moderate to high returns over the long term, although returns may rise and fall in the short term. To achieve this, the Fund invests in a mix of growth assets such as shares, private equity, forest and forest land and smart energy. The investment mix is weighted 75% towards growth assets and 25% towards income assets.
The Balanced Fund is designed to deliver moderate to high returns over the long term. While returns are expected to be lower than those of the Growth Fund, the short-term ups and downs in value are also expected to be smaller. To achieve this, the Balanced Fund invests in a mix of 50% growth assets and 50% in income assets.
The Income Fund’s goal is to provide modest returns, with a lower expectancy of capital loss. This Fund has 100% of its assets in income assets such as cash, fixed interest and mortgages.
KiwiSaver is a voluntary savings scheme designed to encourage New Zealanders to save for their retirement. It’s designed to be a hassle-free way to maintain a regular savings pattern. KiwiSaver has a range of membership benefits including contributions from your employer and the Government, as well as help buying a first home.
Eligible KiwiSaver members can receive a Government contribution of up to $260.72 per year. By contributing at least $1,042.86 per year (just over $20 per week) you can receive the maximum amount of $260.72. (Note that the availability of Government contributions is set by legislation and could be changed or suspended at any time.)
If you're contributing through your job, your employer must contribute 3%* of your before-tax pay (tax is taken from this contribution). Employers already paying into other eligible schemes you are in, may not need to contribute to your KiwiSaver account.
* This will increase to 3.5% on 1 April 2026, then 4% on 1 April 2028, assuming in each case you contribute from pay at the same or a higher rate.
You may be able to withdraw some or most of your KiwiSaver investment to put towards buying your first home. When making a first home purchase withdrawal you must leave in your KiwiSaver account a minimum balance of $1,000.
KiwiSaver comes with a range of valuable benefits.
We’ve summarised the key advantages to help you understand how it can support your financial future. Click on the links below to learn more.
Retirement is your second life. Christian KiwiSaver Scheme helps you invest with purpose, so you can enjoy this next chapter with choices, and greater financial freedom.
Owning a home is a dream many Kiwis hope to achieve. KiwiSaver can provide you with the leg-up you need, to get you on the property ladder. Start saving towards your first home deposit today, by joining Christian KiwiSaver Scheme.
Give your child or grandchild a head start with Christian KiwiSaver Scheme. There are no fees for members under age 18, flexible contributions, and a simple way to begin their journey toward financial independence.
With Christian KiwiSaver Scheme, your employees can grow their savings in line with their values, strengthening their financial future.
To join any KiwiSaver scheme, you must be living or normally living in New Zealand (with some exceptions) and be a New Zealand citizen or have an entitlement to live here permanently. Anyone can join, regardless of age.
As a restricted KiwiSaver scheme, Christian KiwiSaver Scheme is open to people who are involved in a Christian organisation or express a Christian faith and commitment to Christian community involvement or has an immediate family member who does.
I express Christian faith and have a commitment to Christian community involvement.
I am an immediate family member of a person who expresses Christian faith and has a commitment to Christian community involvement.
I am an employee of an organisation whose primary activities are Christian mission or ministry.
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Join Christian KiwiSaver Scheme today and start growing your savings with purpose. It’s easy to sign up and be aligned with your values.
