KiwiSaver helps you grow your retirement savings with contributions and incentives. Christian KiwiSaver Scheme combines Investment Knowhow with Christian Values to guide decisions that reflect your faith and future goals.
KiwiSaver is a voluntary savings scheme designed to encourage New Zealanders to save for their retirement. It’s designed to be a hassle-free way to maintain a regular savings pattern. KiwiSaver has a range of membership benefits including contributions from your employer and the Government, as well as help buying a first home.
Eligible KiwiSaver members can receive a Government contribution of up to $260.72 per year. By contributing at least $1,042.86 per year (just over $20 per week) you can receive the maximum amount of $260.72. (Note that the availability of Government contributions is set by legislation and could be changed or suspended at any time.)
If you're contributing through your job, your employer is generally required to contribute at least 3% of your before-tax pay to your KiwiSaver account (note that employer contributions are subject to tax).
However, if your employer is already contributing to another eligible superannuation scheme you belong to, they may not be required to contribute to KiwiSaver as well.
With regular contributions, investment growth, and the ability to choose a fund that suits you, KiwiSaver helps you build savings for important milestones like your retirement or your first home.
KiwiSaver helps people of all ages, from those just starting their savings journey, to people looking at retirement. Discover more about the benefits below.
A Christian KiwiSaver Scheme account provides you with an easy, transparent and cost-effective way to continue to invest your money in retirement. Your retirement assets continue working for you and can act as a “one-stop shop” allowing you to consolidate other investments, while providing you with the cash flow you need, to make the most of that second life.
One useful reason to contribute to KiwiSaver, is when you come to buy or build your first home you can withdraw money from your account to go towards the cost of buying your house or land. The money can be applied towards a deposit (subject to conditions) or paid at settlement. This allows you to borrow less from your mortgage provider.
When making a first home purchase withdrawal you must leave in your KiwiSaver account a minimum balance of $1,000.
For parents, grandparents or caregivers, wanting to give their loved ones a great head-start in life, Christian KiwiSaver Scheme offers a special bonus: no fees while they are under 18.
With no minimum regular contributions needed for your children’s or grandchildren’s accounts (unless the child has chosen to contribute if they are employed), you can start them on the road towards financial independence, with as much or as little as you want.
By providing Christian KiwiSaver Scheme as your employer chosen KiwiSaver scheme, you show that you care about more than just financial growth, you care about the values behind the investments.
Christian KiwiSaver Scheme helps your employees save for their future while matching their personal beliefs. This can also strengthen your workplace culture by showing your commitment to shared values.
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Join the Christian KiwiSaver Scheme today and start growing your savings with purpose. It’s easy to sign up and be aligned with your values.
